Rich Malec

A graduate of R.I.T.’s Saunders School of Business (’01), Rich brings over 20 years of leadership and entrepreneurial experience to the JD Chapman Agency. With a background in business ownership and hospitality, he delivers a high-touch, service-oriented approach to risk management, ensuring every client receives the technical precision and care their assets require.

Rich is a dedicated partner for real estate professionals, equipped to provide comprehensive insurance solutions across all commercial and personal lines of property and casualty insurance. He is eager to assist you and your clients in navigating complex underwriting requirements and securing reliable coverage that ensures a smooth closing process.

Specialized Solutions for Real Estate Partners:

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  Commercial Lines: Habitational (apartments/investors), retail, manufacturing, and specialty General Liability classifications.

  
  


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  Personal Lines: High-value homeowners, secondary properties, and comprehensive umbrella coverage.

  
  


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  Technical Expertise: Builders risk, valuation analysis (ACV vs. RCV), and New York State regulatory compliance.